Comments on: What are the Benefits of Prepaid Credit Cards? http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html Mon, 02 Jan 2012 02:48:37 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Kiki L http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1109 Kiki L Sun, 20 Sep 2009 18:19:34 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1109 You can get a VISA card at Walmart and put as much money on it as you like (with cash). You don't need any credit or even a checking account. This card will work anywhere that VISA is accepted. You can get a VISA card at Walmart and put as much money on it as you like (with cash). You don't need any credit or even a checking account. This card will work anywhere that VISA is accepted.

]]> By: smallprince8 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1115 smallprince8 Sun, 20 Sep 2009 12:40:49 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1115 Visa is what other nations take, so if you want to place an order overseas sometime that might be your best option. I have a credit card in my name that my mom keeps for some reason. I've used it once or twice for Amazon books, and otherwise I've not bothered with it. I have enough hospital bills, and future student loan bills, I don't want to owe on credit cards also. I pay everything in cash. Chrys knows what she is talking about. Visa is what other nations take, so if you want to place an order overseas sometime that might be your best option.

I have a credit card in my name that my mom keeps for some reason. I've used it once or twice for Amazon books, and otherwise I've not bothered with it.

I have enough hospital bills, and future student loan bills, I don't want to owe on credit cards also. I pay everything in cash.

Chrys knows what she is talking about.

]]> By: honeypepper http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1113 honeypepper Sun, 20 Sep 2009 03:00:34 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1113 Prepaid debit cards and pre-paid credit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If you tend to overspend or like to control your spending, then a pre-paid debit card could be a good choice for you. Also, if you have bad credit and can't get an unsecured credit card, a prepaid debit card is also a good choice. To apply or learn more, you may go here: http://www.creditcarda-z.com/prepaid.asp Prepaid debit cards and pre-paid credit cards can help you control your spending. A reloadable debit card allows you to only spend up to the amount you have pre-deposited into the account. If you tend to overspend or like to control your spending, then a pre-paid debit card could be a good choice for you. Also, if you have bad credit and can't get an unsecured credit card, a prepaid debit card is also a good choice. To apply or learn more, you may go here: http://www.creditcarda-z.com/prepaid.asp

]]> By: yoeerie http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1114 yoeerie Sat, 19 Sep 2009 09:37:14 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1114 none at all for credit just cost you more funds. none at all for credit just cost you more funds.

]]> By: Ron R http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1112 Ron R Fri, 18 Sep 2009 22:54:02 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1112 go to your bank and apply for a secured credit card, The limit is a minimum of $300 or more depending on how much you want to deposit in it. In a year, IF you have paid your card in a timely manner the bank can release you your deposit and make your card a unsecured card with a higher limit. go to your bank and apply for a secured credit card, The limit is a minimum of $300 or more depending on how much you want to deposit in it. In a year, IF you have paid your card in a timely manner the bank can release you your deposit and make your card a unsecured card with a higher limit.

]]> By: GirlDreaming7 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1106 GirlDreaming7 Fri, 18 Sep 2009 12:14:04 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1106 What if you do not have a credit record, because you have never had a credit card - should you start with a secured card? Thank you for the information! What if you do not have a credit record, because you have never had a credit card – should you start with a secured card? Thank you for the information!

]]> By: skateraXVIII http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1111 skateraXVIII Fri, 18 Sep 2009 10:05:31 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1111 Reloadable debit cards can have fees attached to them, like a monthly maintenance fee, load fee, etc. A debit card is linked to your checking account. You can only use the money in your account, unless you have overdraft protection. My bank doesn't charge monthly fees or deposit fees, so I prefer my debit card. Reloadable debit cards can have fees attached to them, like a monthly maintenance fee, load fee, etc. A debit card is linked to your checking account. You can only use the money in your account, unless you have overdraft protection. My bank doesn't charge monthly fees or deposit fees, so I prefer my debit card.

]]> By: Katie http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1110 Katie Fri, 18 Sep 2009 06:13:12 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1110 Prepaid credit cards are becoming increasingly popular amongst consumer to improve financial discipline and credit history. Though, a prepaid card doesn't come a with late penalty because there are no repayments to be made, but there are various other fees associated with them, which increase the ownership costs. Having a good knowledge about these fees helps the consumer make an informed decision. Listed below are some important fees levied on prepaid cards. Annual Fees Charged by the prepaid card issuing company for usage of the prepaid card on an annual basis. Monthly fees Charge by the prepaid card issuing company for usage of the prepaid card on monthly basis. Customer Service fees Charged by the prepaid card company for providing initial customer service to issue the prepaid card. Activation Fees This fees is charged by the prepaid card issuing company for activating the prepaid card Fees per purchase Every purchase done by your prepaid card can attract a fee per purchase. Some prepaid card companies levy this fees to increase their revenue. ATM Cash withdrawal fees Whenever you withdraw money from ATM's prepaid card company slaps ATM cash withdrawal fees to your account. Read more from: http://www.credit-card-gallery.com/prepaid_credit_card.html Prepaid credit cards are becoming increasingly popular amongst consumer to improve financial discipline and credit history. Though, a prepaid card doesn't come a with late penalty because there are no repayments to be made, but there are various other fees associated with them, which increase the ownership costs. Having a good knowledge about these fees helps the consumer make an informed decision. Listed below are some important fees levied on prepaid cards.

Annual Fees

Charged by the prepaid card issuing company for usage of the prepaid card on an annual basis.

Monthly fees

Charge by the prepaid card issuing company for usage of the prepaid card on monthly basis.

Customer Service fees

Charged by the prepaid card company for providing initial customer service to issue the prepaid card.

Activation Fees

This fees is charged by the prepaid card issuing company for activating the prepaid card

Fees per purchase

Every purchase done by your prepaid card can attract a fee per purchase. Some prepaid card companies levy this fees to increase their revenue.

ATM Cash withdrawal fees

Whenever you withdraw money from ATM's prepaid card company slaps ATM cash withdrawal fees to your account. Read more from: http://www.credit-card-gallery.com/prepaid_credit_card.html

]]> By: secure_knight http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1108 secure_knight Fri, 18 Sep 2009 06:06:14 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1108 Many payroll companies offer debit cards as a means of having a savings account and/or for their kid in college. It also protects the employees monies from girlfriends and the wife. Maybe you should try contacting Paychex, Inc. or Advanced Data Processing (ADP) and see if they will work with you to sell their debit cards? Best of luck. Many payroll companies offer debit cards as a means of having a savings account and/or for their kid in college. It also protects the employees monies from girlfriends and the wife.

Maybe you should try contacting Paychex, Inc. or Advanced Data Processing (ADP) and see if they will work with you to sell their debit cards?

Best of luck.

]]> By: tropicalorange http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html/comment-page-1#comment-1107 tropicalorange Fri, 18 Sep 2009 06:03:47 +0000 http://sure-com.net/what-are-the-benefits-of-prepaid-credit-cards.html#comment-1107 Well to answer you questions, yes you do have to be the age of 18. Most people that use prepaid credit cards have bad credit and are not able to get a credit card. The prepaid credit card helps them reestablish there credit. Weather you use a credit card or a prepaid card the credit burial gives you credit points for each transaction. So most people using prepaid credit cards are trying to regain the trust of the credit burial so that they can reestablish there credit and get a real credit card. On the other hand some people may get a prepaid card even though there credit is good, the reason being they would rather pay up front then get into dept. The mistake most people make win they turn 18, is get into credit card dept. For the fact is just about any bank will give a 18 year old trying to establish credit a credit card and imaging Opaline for 8 credit cards and receiving 8 credit cards at a limit of 500$ each. then imaging maxing them out. That would put you in dept 4000$ and not to men-chain the high interest rate 20 percent a month, that is an extra 800$ added to your tab every month. Then if you cant pay, you will never have the credit to buy the house or car you want. That's some thing to think about when you are the age of 18. The responsible thing to do would be to get one credit card and pay off the balince to 0$ every month and that way your not paying the bank intrest. And at the same time you are protecting your on intrest. Well to answer you questions, yes you do have to be the age of 18. Most people that use prepaid credit cards have bad credit and are not able to get a credit card. The prepaid credit card helps them reestablish there credit. Weather you use a credit card or a prepaid card the credit burial gives you credit points for each transaction. So most people using prepaid credit cards are trying to regain the trust of the credit burial so that they can reestablish there credit and get a real credit card. On the other hand some people may get a prepaid card even though there credit is good, the reason being they would rather pay up front then get into dept. The mistake most people make win they turn 18, is get into credit card dept. For the fact is just about any bank will give a 18 year old trying to establish credit a credit card and imaging Opaline for 8 credit cards and receiving 8 credit cards at a limit of 500$ each. then imaging maxing them out. That would put you in dept 4000$ and not to men-chain the high interest rate 20 percent a month, that is an extra 800$ added to your tab every month. Then if you cant pay, you will never have the credit to buy the house or car you want. That's some thing to think about when you are the age of 18. The responsible thing to do would be to get one credit card and pay off the balince to 0$ every month and that way your not paying the bank intrest. And at the same time you are protecting your on intrest.

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