Comments on: The Best Online Credit Card Sites Offer Added Value

By: Joe

Joe — Sat, 12 Sep 2009 19:27:27 +0000

the only thing more dangerous than someone with bad credit is someone with no credit. they are wary of you since you have no established credit, your a student blah blah blah. it takes them awhile to verify your status, residence, job (if you have one), and your account status. if you had established credit then it wouldn;t necessarily take this long to approve or deny your application. if you do get this one and are financilly responsible; when you apply for other cards in the future, the response time will be a lot quicker. basically, once they can pin you down, see you can make payments, you'll get it.

By: owen.1880

owen.1880 — Sat, 12 Sep 2009 15:35:41 +0000

I've applied for a few different cards through such sites and have found them to be safe.

Those types of sites generally link to a credit card application page that is secure (encrypted connection) so you don't have to worry about the personal info you're entering being intercepted by snoops. You can confirm the secure connection by the little padlock symbol in your browser (or the https:// on the front of the URL as previously mentioned).

If you happen to be looking for a rewards card and would like to get the card (or combination of cards) that will pay you the most for your spending profile, you may find this rewards calculator to be useful. It's the only one of its kind I know of:
http://www.creditcardtuneup.com/

By: adrixia

adrixia — Sat, 12 Sep 2009 02:04:23 +0000

Don't go by rate alone. The only way to compare companies is to compare the total of all fees for the month and divide by your Visa/MasterCard/Discover sales (this is what your rate really is for the month). Include all fees for example; monthly minimum, gateway fees, internet transaction fees, batch fees, network fees, any fees from third party companies besides your processor.

By: dealeted

dealeted — Fri, 11 Sep 2009 22:34:38 +0000

Do you have an ATM card with visa/mastercard logo on it?

By: Pinklight

Pinklight — Fri, 11 Sep 2009 19:42:33 +0000

No, not at all. Your reply email with your information is probably in line to be reviewed and "looked at". You will receive a reply possibly with a card or not in about a week. Good Luck.

By: schoolNewspaperArticle

schoolNewspaperArticle — Fri, 11 Sep 2009 09:14:30 +0000

Probably millions, and only 3 percent get aproved.
———————————————————
http://www.bestcreditrates.net

By: Copper

Copper — Thu, 10 Sep 2009 17:43:03 +0000

As long as you pay at least the minimum payment before the due date, you will be reported as "on time" to the credit bureau. If the second installment is after the due date, you will have to pay interest on your next statement. To avoid paying interest, you have to pay the whole balance before the due date.

By: spricebrines

spricebrines — Thu, 10 Sep 2009 11:52:18 +0000

if u haven’t tried the MMORPGs at UrbanMMO. com nows ur chance, they’re some of the best free games u can get, clean site

By: Floyd F

Floyd F — Thu, 10 Sep 2009 05:39:42 +0000

How Payment Processing Works
Before being able to accept credit card transactions and other forms of online payments, a merchant will need to set up a merchant account with a bank. A merchant account is the industry term for a business banking relationship whereby you and a bank have arranged to accept credit card payments (usually, a local bank can suffice for this kind of relationship). Setting up a merchant account usually involves the bank understanding your business and working with a third-party processor to arrange a mechanism for accepting payments. For more information on setting up merchant accounts, we recommend you take a look through the http://www.card-gallery.com to get you started in the right direction.

By: Lork

Lork — Thu, 10 Sep 2009 04:33:30 +0000

Follow the instructions, First name, then last name . . .

The merchant will submit the name to the credit card company for verification. As long as the credit card company doesn't have the name wrong, it should work.