Credit Card Management

Tips on Getting More From Your Credit Card Rewards Program

Copyright (c) 2008 Ann Wilson

Do you own a reward credit card or are you planning on applying for one? Many people own one or more reward credit cards on their account but not all of them are reaping the rewards they deserve. In this article, let’s discuss some tips on how you can get more from your credit card rewards program and how to make sure that you’ll be redeeming those well-deserved rewards:

Use your Read More …

Choosing the Best Credit Card Reward Points for you

Copyright (c) 2008 Ann Wilson

With so many reward credit cards to choose from, how can you pick the best one for you? Here are some questions which you can ask yourself before deciding on which reward credit card you’ll be getting for yourself:

What type of reward do you really want? Rewards credit card may offer travel rewards, gas rewards, and cash back rewards. Which type of reward really suits your lifesty Read More …

Online Application | Arizona Diamondbacks® Extra Bases® Credit Card

The Arizona Diamondbacks® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.  (www.diamondbackscreditcard.com ).   This rewards credit card is scoring big with a Read More …

Credit Card Rewards Programs: Rewarding… Or Not?

In 1950, the first credit card that could be used at more than one, specific merchant emerged on the market. The Diner’s Card, started by Frank McNamara, was an invention that got its start when Frank was having a business meeting over dinner, and realized he had forgotten his wallet at home. Of course, the man was extremely embarrassed, and had to call his wife and ask her to bring him his wallet so he could pay for the bill. Then the light b Read More …

Constant Credit Card Payments

Are you trapped into making only minimum payments on your credit cards? I hope not.

Minimum payments decline as the balance on the credit card declines.

Let’s take a credit card with a $2000 balance at 15% interest to use as an example. You would expect to pay about a $40 (2%) monthly payment when you start making your payments:

By making the minimum payment only, it will take you 13 years and 11 months Read More …