Comments on: Small Business Credit Card – Credit Card Services For A Business

By: Stew McGravy

Stew McGravy — Sat, 19 Sep 2009 14:51:04 +0000

By: Wesley M

Wesley M — Sat, 19 Sep 2009 03:32:12 +0000

You can also try http://www.Propay.com You pay an annual fee (amount depends on package you choose) and a small percentage of each purchase.

By: Jason Bordeaux

Jason Bordeaux — Fri, 18 Sep 2009 08:49:13 +0000

1. Fees — explain in plain simple English the fees. Merchant account bills are worse than telephone bills in terms of the fees that you find

2. Chargebacks — what are the recourse of the merchants? Once a customer complains, a chargeback is immediately filed irregardless of the fact that the amount was refunded. This month, we had a case where we got slapped with a $20 chargeback fee for a transaction that we refunded a day after the transaction came in due to suspicions of credit card fraud (our hunch proved correct). But we were already charged with the chargeback fee and our merchant account provider does not want to refund us.

By: Janie

Janie — Fri, 18 Sep 2009 07:36:25 +0000

Hi,
I have been a customer of Wachovia for almost 3 years now. I moved from Europe to the US… From day one, i just accumulate disappointment with Wachovia. The customer service is really poor if not existing….They became really interested when i transferrd my Euro to the US and opened a Money Market…On top of that it took me 2 years to get a credit card… Now I'm hunting for a mortgage and the story continues. Poor support and answers.
I will switch to Bank Of Amercia in the next 3 weeks. The rational behind that is only based on testimony from more than 10 people close to me….
This is my personal experience. Sure we will find people with opposite experience.
Note that I heard that Wachovia use to be a great bank who did care about its customers but since Wachovia has been bought by First Union (bad bank reputation), the customer is not the priority anymore…
Hope it will help

By: redlion_29

redlion_29 — Fri, 18 Sep 2009 03:22:09 +0000

Here are a few things to try.
Clear your history, temporary files (this one takes a while – wait for the hourglass to stop) & cookies, restart the computer and retry. . Here is the HELP link for how to do this in different browsers: http://help.yahoo.com/l/us/yahoo/mail/yahoomail/settings/settings-13.html

Also: If it is STILL doing it, scripting may be disabled in your Internet Explorer. This may happen due to updates. To enable scripting, follow the instructions on this HELP page (it is for Messenger, but it may help here as well): http://help.yahoo.com/l/us/yahoo/messenger/messenger75/entertainment/entertainment-35.html

Or try this link to switch back to Classic:
http://us.mg1.mail.yahoo.com/dc/optout?script=no

If none of this works, contact:
Yahoo Customer Service Info:
866-562-7219 or 408-349-3300

http://help.yahoo.com/l/us/yahoo/mail/original/forms_index.html
(live HELP chat link available above)

Yahoo Personal Email: 866-492-4664 (small fee)
8am – 5pm M-F (Pacific Time)
cc-advoc@yahoo-inc.com or
mail@cc.yahoo-inc.com

By: Scot B

Scot B — Fri, 18 Sep 2009 03:00:29 +0000

I would see if there was a way to work with pay pal… if they had a way to call over the phone to confirm… you wouldn't have to use a machine.

These credit processing companies rip off small business.

Do your homework before picking one… and don't get into any contracts…. if you can help it.

Watch the fees and percentages…
be wary of machine leases.

By: Paralyt1c

Paralyt1c — Thu, 17 Sep 2009 11:57:17 +0000

ok ok ok ok ok ok ok ok thats ok

By: Amanda J

Amanda J — Thu, 17 Sep 2009 05:42:05 +0000

nope.

but here is a resource site
http://www.badcustomer.com/business-center.htm?gclid=CMj0iI3ni50CFZJM5Qodhlg_3A

By: jer J

jer J — Thu, 17 Sep 2009 04:52:12 +0000

By: Timmy

Timmy — Thu, 17 Sep 2009 04:51:58 +0000

You're looking for a merchant account. A lot of companies offer merchant services.

Here are a few out of thousands of banks that offer merchant accounts-

Chase Bank
Bank Of America(My preferred choice)
PayPal

Keep in mind that there are NO free merchant services and you will have to purchase the equipment(averages $250) and have either a phone line or a high speed internet connection available. And merchant accounts are subject to credit approval.

And most average no more than $45 per month with a small interest charge on each time you swipe a card.

Many banks in your area offer merchant services. Choose the bank that you primarily use for your personal/business checking accounts.

The way it works is when someone uses their credit or debit card to pay for what you offer, the funds go into your bank account, so that's why it's best to use a bank in your area.