Comments on: Selecting The Right Visa Credit Card

By: ikorenbl

ikorenbl — Sun, 28 Jun 2009 07:29:52 +0000

If you pay it off every month, and therefore rate doesn't matter and you're just looking for rewards, CITI is pretty good, as they give 5% on certain types of purchases. My wife and I do that with only those 5% purchases since they cap us at $300.00 per year cash back. Free money!

We then use Discover for everything else and get 1% back on those as well. Works especially great for big purchases for which we've already saved the money and can immediately pay off.

I don't know anything about Chase's cards though.

By: xKing07x

xKing07x — Sun, 28 Jun 2009 05:55:00 +0000

Yep same thing

By: Walachka

Walachka — Sun, 28 Jun 2009 02:16:09 +0000

The Credit Pulls Database lists 7 MTVu cards obtained in 2008 by forum members.
$4000, $4,000, $4,000, $3,000, $2,000, $1,200, $800, $500.

All credit card companies will monitor usage for unusual activity.
IOW, if you usually only spend $100 a month, a $2,000 charge will raise red flags, and you will either be asked to confirm your identity, or it will be denied outright.

By: Jeff Seany

Jeff Seany — Sat, 27 Jun 2009 18:13:18 +0000

I would have to say Discover card is a better one, check out http://www.fastcreditcardapprovals.com under student card and you will be able to compare them side by side on rates, fees and rewards.

By: A

Sat, 27 Jun 2009 15:01:40 +0000

Sounds like you plan to carry a balance.
Please note that carrying balances reduces your score.
Those with top notch credit pay their cc bill in full each month and never pay a penny interest (apr).

If you consider not carrying balances, I would choose one with cash back rewards.
Since you won't be carrying balances, apr will not matter – you'll never pay it.

Now, if you need to carry balances get a card with an apr under 10%.
go to bankrate.com for a list the best cards
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By: Pinkballetslippers

Pinkballetslippers — Fri, 26 Jun 2009 13:41:24 +0000

I like the Citi mtvU™ Platinum Select Visa Card for College Students . You earn great rewards while still in college. Click the link below to research all of the available student credit cards and apply for your favorite.

http://www.apeepa.com/Student_Credit_Cards.php

By: anonymous

anonymous — Fri, 26 Jun 2009 00:09:34 +0000

The Citi mtvU card has a better rewards structure.
Why not try for both?
Visit the website below and look in the Credit Pulls database for your state to see which credit reporting agency Citi pulls.
Chase is almost always Experian.

By: expressivebabe18

expressivebabe18 — Thu, 25 Jun 2009 05:58:30 +0000

The MTVu card for sure is the best card. They give you points for getting good grades, paying on time and give you bonus items like concert tickets and more. That's the card I applied for and I loved it.

By: dbb

dbb — Thu, 25 Jun 2009 05:17:05 +0000

This is one of the best student credit cards available. There's also several other CITI student cards that allow you to earn rewards. You can find a complete list here:

http://www.asapcreditcard.com/student-cards.html

Of course… you should compare offers first before you apply. There's many options for you to choose from…

Hope this helps. GOOD LUCK!