Comments on: Prepaid Credit Cards – Benefits and Detailed Descriptions

By: Kuji

Kuji — Sun, 15 Feb 2009 13:55:14 +0000

sometimes those prepaid debt cards cost
you anywhere from 5 to 20.00 and thats just to get
the card, then there might be charges for non-use or even if you
use a monthly charge.. and do you want to use a ATM more fees
.
read the fine print
I would sugggest you can open a checking account usually for
a low balance or even free of monthty charges and most
of those checking accounts include debit card which works
just like a credit card..

By: Farrel L

Farrel L — Sat, 14 Feb 2009 12:42:27 +0000

As long as it is a valid Visa or Master card etc. yes

By: ()Bri-Bri()

(*)Bri-Bri(*) — Sat, 14 Feb 2009 01:03:01 +0000

Prepaid cards won't, but secured cards very often report to the credit bureaus, and they WILL improve your credit.

By: Taytay

Taytay — Fri, 13 Feb 2009 15:52:31 +0000

sign up for a paypal account and use the card on that, paypal doesnt care if its prepaid, and choose paypal at ebay checkout

By: Marz

Marz — Fri, 13 Feb 2009 14:19:56 +0000

I don't think so..

By: Rammstein818

Rammstein818 — Thu, 12 Feb 2009 10:05:40 +0000

If you want a reloadable prepay card you will need to get a Green Dot Card.

Most of the others are prepaid Visa cards with a set limit and they can't be reloaded. You buy a $100 Visa Gift Card and use it up but can't reload it because it is not a real account. (Does not have your name on it).

By: treew81

treew81 — Thu, 12 Feb 2009 05:30:16 +0000

yes, in some ways it's better.
You have already paid the money ahead of time and now you can use it, up to the limit of your payment minus the fees charged for managing your acct. With a prepaid credit card you cannot go over the limit. so you realistically have no debt with the company because it is prepaid.

By: Cliff T

Cliff T — Thu, 12 Feb 2009 04:56:42 +0000

A debit card should work–I've been using my MasterCard branded debit card online for years. However, there are occasionally sites that say they don't take debit cards.

In that case, you could try getting a secured credit card. You make a deposit to the bank which becomes the limit of the card (you can't touch that money, so make sure you can afford it). So if you put $500 on a secured card, you would have a credit card with a $500 limit. After a year or less, the secured card will become unsecured and you get your deposit back and it becomes a regular credit card. It reports as a regular card to the credit bureaus too, so no one would know it's a secured card but you. Bank of America has one that is supposed to be very good.

You could also try shopping through sites that use Paypal–you can have Paypal draw directly from your checking account.

By: Zerth

Zerth — Thu, 12 Feb 2009 04:46:05 +0000

Yes there is a way for you get a prepaid credit card with your name on it. Its take 7-10 days and its is a credit card.
It cost like 10.00 please see walmart dealer or https://www.walmartmoneycard.com/walmart/homepage.aspx

I hope it works.
If you have a bank card visa that will work also.