Comments on: Finding the Best Prepaid Credit Cards

By: Michael

Michael — Mon, 16 Nov 2009 08:57:19 +0000

See
http://www.esuperfind.com/accountnowprepaidmastercard.php?id=hra0tt16koo9
when at the sign up page you can download the user agreement, it is all explained there how to get past their fees and anyone can download it without giving out any info.

By: carla_sader

carla_sader — Mon, 16 Nov 2009 06:33:25 +0000

By: Jimmy J

Jimmy J — Sun, 15 Nov 2009 18:18:58 +0000

Stay away from those "prepaid" cars rip offs. There are too many hidden fees, charges and if you do not use it within a specified time, you loose whatever balance you had.

Your better off to obtain a secured credit card at any bank or credit union. You deposit the funds and they hold them in case you do not pay the monthly bill. The more you deposit, the higher the credit limit and most do not charge for this service.

It's a good way to start to build your credit, look into it.

Hope this answer helps you out.

By: rgowlikar

rgowlikar — Sun, 15 Nov 2009 11:55:39 +0000

at the checkout counter!!! for all the details to to customer service!!!!

By: CD

CD — Sat, 14 Nov 2009 21:05:22 +0000

You can not buy prepaid cards with credit cards, you have to use cash. There is no recharge fee free cards out there either.

By: Louis T

Louis T — Fri, 13 Nov 2009 19:34:29 +0000

With a prepaid card, you control the spending and having access to cash is good, but car rentals and all online things require a credit card to purchase, try, etc.

PIN numbers are given to prepaid card owners so if it is lost, you have 0% liability against unwarranted use. They will replace your card and the last amount of funds you knew to have on there.

The one I have used for almost 2 years is the Rushcard, and their application is at http://www.rushcard.com. Excellent customer service and high spending limits ($1000 ATM, $2000 total.)

By: Bruce Almighty

Bruce Almighty — Fri, 13 Nov 2009 06:48:06 +0000

By: steffiep

steffiep — Fri, 13 Nov 2009 05:27:44 +0000

The reason that they do not accept Pre-Paid cards is that there is really no security with those. A person could head to a local store, put enough on the card to cover a deposit. Then rent a car with what amounts to an anonymous card and then never return the car.

Now, for credit cards there is nothing that says you have to pay interest. Interest is only charged if you carry a balance from one month to another. So if you only spend money you know you have that is not an issue. As for the fees, I have never seen a Pre-Paid card without fees, that is how they make their money. If you add these fees up over a period of time, and compare them with the fees(such as an annual fee) a credit card may(but does not always) charge. The credit card is going to be very close(or possibly lower) than the Pre-Paid card.

Another thing is that several(but not all) car rental agencies have started to accept debit cards for a deposit. This is tied to your checking account and most banks encourage you to use them so there are really no extra fees.

By: M

Fri, 13 Nov 2009 05:25:15 +0000

prepayedge – http://www.tns-prepaid.net/

it's 2 years, but avail for non americans – mastercard