Comments on: Choose the Prepaid Credit Cards

By: Ashley R

Ashley R — Thu, 02 Jul 2009 23:30:51 +0000

PayPal will not pay it for you. You'll need to talk to your bank to get the charges reversed.
Try to call paypal and talk to them to see if it really was their problem. But I'm almost 100% sure that it was not because I know how their checkout system works and it will not let you charge a CC it always takes it out of your bank account and not a CC on file.

By: alex

alex — Wed, 01 Jul 2009 21:28:14 +0000

Just get a gift card for online purchases, prepaid cards have fees these days.

By: WantBape

WantBape — Wed, 01 Jul 2009 11:56:53 +0000

Some of the store ones don't work. You have to get a prepaid Visa like
http://www.finance.ebookorama.com/PrepaidVisa.php?id=nhoe then it'll work anywhere a Visa works

By: Moeee

Moeee — Wed, 01 Jul 2009 07:25:28 +0000

This is it http://prepaidvisacard.esuperfind.com/?23oo
It is 100% free to get and to run if charging it via DD or you could make 15 transactions a month and it would still be free..
Or it costs a dollar a month. It is the cheapest one I know.

By: candigirl24

candigirl24 — Tue, 30 Jun 2009 22:24:55 +0000

In addition to my regular bank account, I use the Wired Plastic card myself as well. Here's the breakdown of the fees that are charged:

Activation Fee
$9.95 (one time fee)

Annual Fee
$39.95 (per year)

Monthly Fee
$3.95 (per month)

Domestic Signature Transaction Fee
FREE

Domestic PIN Transaction Fee
$0.95 (each)

PIN Transaction Decline Fee
$0.45 (each)

Bank Teller Cash Advance Fee
$4.95 (each)

U.S. ATM Withdrawal Fee
$1.95 (each)

U.S. ATM Balance Inquiry Fee
$0.95 (each)

U.S. ATM Decline Fee2
$0.95 (each)

International ATM Withdrawal Fee
$4.95 (each)

International ATM Balance Inquiry Fee
$1.95 (each)

International ATM Decline Fee
$1.95 (each)

International Transaction Fee
$0.45 (each)

International Transaction Fee (PIN)
$0.95 (each)

The money is deducted from your available balance, and usually takes 3 business days or so for it to reflect. It will show as an "authorization"

By: GamingJediPwns

GamingJediPwns — Tue, 30 Jun 2009 12:20:50 +0000

To cut a long story short you carry on dong what you always do, sell it to someone who is a family member or a friend or failing that advertise it.

By: flustered

flustered — Tue, 30 Jun 2009 11:06:17 +0000

By: brett_otte

brett_otte — Tue, 30 Jun 2009 10:32:54 +0000

You're talking about prepaid debit cards (also called prepaid credit cards or stored value cards). Visa, MasterCard and Amex prepaid debit cards are available.

You should first decide if you want a reloadable card or a one-time use card. Neither of these use credit checks. If you want an anonymous card you should go for a one-time use card.

You can get these at some banks, at retailers like CVS and Safeway and even at some check cashing stores like Ace Check Cashing. If you don't mind providing the card issuer your information you can also find cards online. Look out for fees – they can be quite high on these cards. Anonymous cards are not personalized and should be less expensive than personalized cards. Prepaidcardforum.com is a good resource to do some research on prepaid debit cards..

By: kahneiac9

kahneiac9 — Tue, 30 Jun 2009 06:12:42 +0000

When it asks for what type of payment you want to select, select the option that says none. You can later sign in and input the code on the back of your card.

By: steffiep

steffiep — Tue, 30 Jun 2009 05:08:09 +0000

The reason that they do not accept Pre-Paid cards is that there is really no security with those. A person could head to a local store, put enough on the card to cover a deposit. Then rent a car with what amounts to an anonymous card and then never return the car.

Now, for credit cards there is nothing that says you have to pay interest. Interest is only charged if you carry a balance from one month to another. So if you only spend money you know you have that is not an issue. As for the fees, I have never seen a Pre-Paid card without fees, that is how they make their money. If you add these fees up over a period of time, and compare them with the fees(such as an annual fee) a credit card may(but does not always) charge. The credit card is going to be very close(or possibly lower) than the Pre-Paid card.

Another thing is that several(but not all) car rental agencies have started to accept debit cards for a deposit. This is tied to your checking account and most banks encourage you to use them so there are really no extra fees.